18715 Walkers Choice Rd #18715Montgomery VillageMD20886
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. 18715 Walkers Choice Rd #18715, Montgomery Village, MD, 20886 in Montgomery Village achieves a 1.75 ratio at $180,000: $1,415/mo rent versus $809/mo debt service. Rental yield 9.43%. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 9.43% yield compounds alongside 5% annual appreciation projecting $49,731 in value. Total projected cumulative return: $87,355.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 6.0% |
| Monthly Cash Flow | $(236) | $800 |
City averages based on Montgomery Village market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,415 |
| Total Monthly Debt Service | $1,048 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1973
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20886, Montgomery Village, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,638 (100%) |
| Owner Occupied HU | 8,423 (66.6%) |
| Renter Occupied HU | 3,772 (29.8%) |
| Vacant Housing Units | 443 ( 3.5%) |
| Median Home Value | $408,841 |
| Average Home Value | $465,457 |
Housing Distribution
Address Breakdown
Residential
12,603
Single Family
9,660
Multi-Family
2,943
Businesses
377
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1973
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20886, Montgomery Village, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,638 (100%) |
| Owner Occupied HU | 8,423 (66.6%) |
| Renter Occupied HU | 3,772 (29.8%) |
| Vacant Housing Units | 443 ( 3.5%) |
| Median Home Value | $408,841 |
| Average Home Value | $465,457 |
Housing Distribution
Address Breakdown
Residential
12,603
Single Family
9,660
Multi-Family
2,943
Businesses
377
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: LUKE SCHLABACH • Keller Williams Flagship
Mls Name: Bright MLS
Mls ID: #MDMC2208994