1868 Commonwealth Ave APT 1BrightonMA02135
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. 1868 Commonwealth Ave APT 1, Brighton, MA, 02135 in Brighton achieves a 1.56 ratio at $410,000: $2,885/mo rent versus $1,844/mo debt service. Rental yield 8.44%. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 8.44% yield compounds alongside 5% annual appreciation projecting $113,275 in value. Total projected cumulative return: $175,025.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 5.0% |
| Monthly Cash Flow | $(103) | $1,300 |
City averages based on Brighton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,885 |
| Total Monthly Debt Service | $2,421 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1930
640 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02135, Brighton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,602 (100%) |
| Owner Occupied HU | 4,576 (19.4%) |
| Renter Occupied HU | 17,332 (73.4%) |
| Vacant Housing Units | 1,694 ( 7.2%) |
| Median Home Value | $758,056 |
| Average Home Value | $799,045 |
Housing Distribution
Address Breakdown
Residential
23,145
Single Family
7,348
Multi-Family
15,797
Businesses
904
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1930
640 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02135, Brighton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,602 (100%) |
| Owner Occupied HU | 4,576 (19.4%) |
| Renter Occupied HU | 17,332 (73.4%) |
| Vacant Housing Units | 1,694 ( 7.2%) |
| Median Home Value | $758,056 |
| Average Home Value | $799,045 |
Housing Distribution
Address Breakdown
Residential
23,145
Single Family
7,348
Multi-Family
15,797
Businesses
904
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73486220