18626 N 130th AveSun City WestAZ85375
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 18626 N 130th Ave, Sun City West, AZ, 85375 in Sun City West at $471,900, 4.99% gross yield, is a market-growth asset. Rental yield 4.99%. The $1,961/mo rent partially funds the $2,122/mo debt service; the core return is the 5%/yr price growth projected to add $130,377 over five years. Ziffy Mortgage's DSCR mortgage (0.92) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $108,292.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5% | 5.8% |
| Monthly Cash Flow | $(1,109) | $850 |
City averages based on Sun City West market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,961 |
| Total Monthly Debt Service | $2,882 |
| DSCR Ratio | 0.68x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1979
3,625 sqft lot
$N/A/sqft
$280 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85375, Sun City West, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,863 (100%) |
| Owner Occupied HU | 15,511 (78.1%) |
| Renter Occupied HU | 1,563 ( 7.9%) |
| Vacant Housing Units | 2,789 (14.0%) |
| Median Home Value | $438,832 |
| Average Home Value | $525,203 |
Housing Distribution
Address Breakdown
Residential
19,475
Single Family
18,202
Multi-Family
1,273
Businesses
356
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1979
3,625 sqft lot
$N/A/sqft
$280 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85375, Sun City West, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,863 (100%) |
| Owner Occupied HU | 15,511 (78.1%) |
| Renter Occupied HU | 1,563 ( 7.9%) |
| Vacant Housing Units | 2,789 (14.0%) |
| Median Home Value | $438,832 |
| Average Home Value | $525,203 |
Housing Distribution
Address Breakdown
Residential
19,475
Single Family
18,202
Multi-Family
1,273
Businesses
356
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kevin Reppy • HomeSmart
Mls Name: ARMLS
Mls Provider:
Mls ID: #6868267
Disclaimer: All information should be verified by the recipient and none is guaranteed as accurate by ARMLS.