186 Richmond RdValatieNY12184




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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Valatie at 186 Richmond Rd, Valatie, NY, 12184 with 5% annual appreciation on a $1,034,483 basis while $7,060/mo rent supports operations. Total monthly income totals $7,060/mo and a $5,063/mo payment preserves $152/mo for cash returns. Annual cash flow comes to $1,826/yr on $335,172 deployed, and return on cash invested reaches 20.91% in year one. Equity gained on principal adds $6,675/yr, and five-year appreciation sums $285,809 alongside rental yield of 8.19%. Five-year ROI measures 108.81% and total cumulative return in cash totals $364,686.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $7,060/mo property income versus a $5,063/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1999
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12184, Valatie, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,504 (100%) |
| Owner Occupied HU | 2,363 (67.4%) |
| Renter Occupied HU | 686 (19.6%) |
| Vacant Housing Units | 455 (13.0%) |
| Median Home Value | $371,991 |
| Average Home Value | $474,466 |
Housing Distribution
Address Breakdown
Residential
2,702
Single Family
2,636
Multi-Family
66
Businesses
180
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