186 Granite DrPeninsulaOH44264
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 186 Granite Dr, Peninsula, OH, 44264 in Peninsula is straightforward: $525,000 in, $3,827/mo in rent, $348/mo out after debt service. The 8.75% gross yield and 1.62 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $145,048 by year five. With $4,835/yr in principal equity, the total cumulative return is projected at $222,532.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 6.2% |
| Monthly Cash Flow | $348 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,827 |
| Total Monthly Debt Service | $3,269 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2012
10,585 sqft lot
$N/A/sqft
$300 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 44264, Peninsula, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,491 (100%) |
| Owner Occupied HU | 953 (63.9%) |
| Renter Occupied HU | 444 (29.8%) |
| Vacant Housing Units | 94 ( 6.3%) |
| Median Home Value | $389,759 |
| Average Home Value | $433,258 |
Housing Distribution
Address Breakdown
Residential
1,412
Single Family
1,309
Multi-Family
103
Businesses
161
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2012
10,585 sqft lot
$N/A/sqft
$300 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 44264, Peninsula, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,491 (100%) |
| Owner Occupied HU | 953 (63.9%) |
| Renter Occupied HU | 444 (29.8%) |
| Vacant Housing Units | 94 ( 6.3%) |
| Median Home Value | $389,759 |
| Average Home Value | $433,258 |
Housing Distribution
Address Breakdown
Residential
1,412
Single Family
1,309
Multi-Family
103
Businesses
161
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices