186 Farm LnMartinezCA94553
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe income profile at 186 Farm Ln, Martinez, CA, 94553 in Martinez is straightforward: $382,096 in, $3,343/mo in rent, $363/mo out after debt service. The 10.5% gross yield and 1.95 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $105,566 by year five. With $3,519/yr in principal equity, the total cumulative return is projected at $170,902.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.5% | 6.5% |
| Monthly Cash Flow | $363 | $300 |
City averages based on Martinez market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,343 |
| Total Monthly Debt Service | $2,829 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1984
958 sqft lot
$N/A/sqft
$401 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94553, Martinez, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,001 (100%) |
| Owner Occupied HU | 13,368 (66.8%) |
| Renter Occupied HU | 5,906 (29.5%) |
| Vacant Housing Units | 727 ( 3.6%) |
| Median Home Value | $816,989 |
| Average Home Value | $866,436 |
Housing Distribution
Address Breakdown
Residential
19,982
Single Family
17,581
Multi-Family
2,401
Businesses
1,659
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1984
958 sqft lot
$N/A/sqft
$401 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94553, Martinez, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,001 (100%) |
| Owner Occupied HU | 13,368 (66.8%) |
| Renter Occupied HU | 5,906 (29.5%) |
| Vacant Housing Units | 727 ( 3.6%) |
| Median Home Value | $816,989 |
| Average Home Value | $866,436 |
Housing Distribution
Address Breakdown
Residential
19,982
Single Family
17,581
Multi-Family
2,401
Businesses
1,659
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A