18542 Brooke RdSandy SpringMD20860
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 18542 Brooke Rd, Sandy Spring, MD, 20860 in Sandy Spring speaks for itself: 14.71% gross on a $200,000 price, generating $2,452/mo in rent and $1,203/mo in net income after the $899/mo debt service. DSCR 2.73, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $14,434 stacks alongside $55,256 in projected five-year appreciation and $1,842/yr in principal reduction. Projected total cumulative return: $153,395.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.7% | 5.2% |
| Monthly Cash Flow | $1,203 | $850 |
City averages based on Sandy Spring market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,452 |
| Total Monthly Debt Service | $1,169 |
| DSCR Ratio | 2.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
3.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20860, Sandy Spring, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 870 (100%) |
| Owner Occupied HU | 627 (72.1%) |
| Renter Occupied HU | 138 (15.9%) |
| Vacant Housing Units | 105 (12.1%) |
| Median Home Value | $922,834 |
| Average Home Value | $966,348 |
Housing Distribution
Address Breakdown
Residential
746
Single Family
724
Multi-Family
22
Businesses
69
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
3.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20860, Sandy Spring, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 870 (100%) |
| Owner Occupied HU | 627 (72.1%) |
| Renter Occupied HU | 138 (15.9%) |
| Vacant Housing Units | 105 (12.1%) |
| Median Home Value | $922,834 |
| Average Home Value | $966,348 |
Housing Distribution
Address Breakdown
Residential
746
Single Family
724
Multi-Family
22
Businesses
69
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices