1854 Centennial WayEscondidoCA92026
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 1854 Centennial Way, Escondido, CA, 92026 in Escondido is straightforward: $1,140,000 in, $8,112/mo in rent, $965/mo out after debt service. The 8.54% gross yield and 1.58 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $314,961 by year five. With $10,500/yr in principal equity, the total cumulative return is projected at $494,778.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 6.0% |
| Monthly Cash Flow | $965 | $1,500 |
City averages based on Escondido market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $8,112 |
| Total Monthly Debt Service | $6,694 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1996
6,209 sqft lot
$N/A/sqft
$95 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92026, Escondido, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,944 (100%) |
| Owner Occupied HU | 11,642 (58.4%) |
| Renter Occupied HU | 7,211 (36.2%) |
| Vacant Housing Units | 1,091 ( 5.5%) |
| Median Home Value | $800,969 |
| Average Home Value | $875,466 |
Housing Distribution
Address Breakdown
Residential
18,849
Single Family
15,916
Multi-Family
2,933
Businesses
321
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1996
6,209 sqft lot
$N/A/sqft
$95 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92026, Escondido, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,944 (100%) |
| Owner Occupied HU | 11,642 (58.4%) |
| Renter Occupied HU | 7,211 (36.2%) |
| Vacant Housing Units | 1,091 ( 5.5%) |
| Median Home Value | $800,969 |
| Average Home Value | $875,466 |
Housing Distribution
Address Breakdown
Residential
18,849
Single Family
15,916
Multi-Family
2,933
Businesses
321
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices