1850 Grace StDubuqueIA52001
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 1850 Grace St, Dubuque, IA, 52001 in Dubuque. Priced at $159,000, it generates $1,766/mo in gross rent and $734/mo in net monthly cash flow, a 13.33% yield that comfortably supports the 2.47 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $8,805. Five-year appreciation: $43,929. Equity from principal paydown: $1,464/yr. Total projected cumulative return: $107,723.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.3% | 5.2% |
| Monthly Cash Flow | $734 | $850 |
City averages based on Dubuque market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,766 |
| Total Monthly Debt Service | $969 |
| DSCR Ratio | 1.82x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1890
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 52001, Dubuque, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,155 (100%) |
| Owner Occupied HU | 10,834 (53.8%) |
| Renter Occupied HU | 7,535 (37.4%) |
| Vacant Housing Units | 1,786 ( 8.9%) |
| Median Home Value | $190,357 |
| Average Home Value | $240,723 |
Housing Distribution
Address Breakdown
Residential
18,543
Single Family
15,356
Multi-Family
3,187
Businesses
1,069
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1890
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 52001, Dubuque, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,155 (100%) |
| Owner Occupied HU | 10,834 (53.8%) |
| Renter Occupied HU | 7,535 (37.4%) |
| Vacant Housing Units | 1,786 ( 8.9%) |
| Median Home Value | $190,357 |
| Average Home Value | $240,723 |
Housing Distribution
Address Breakdown
Residential
18,543
Single Family
15,356
Multi-Family
3,187
Businesses
1,069
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices