185 Upper Pasture RoadNorwichVT05055
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingSteady, low-maintenance, and fundable: 185 Upper Pasture Road, Norwich, VT, 05055 in Norwich at $1,225,000. Rental yield 6.41%. The 6.41% yield and 1.19 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $338,445 by year five, and $11,282/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $363,510.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.4% | 6.2% |
| Monthly Cash Flow | $(1,609) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $6,541 |
| Total Monthly Debt Service | $7,662 |
| DSCR Ratio | 0.85x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1980
10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05055, Norwich, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,648 (100%) |
| Owner Occupied HU | 1,185 (71.9%) |
| Renter Occupied HU | 302 (18.3%) |
| Vacant Housing Units | 161 ( 9.8%) |
| Median Home Value | $637,829 |
| Average Home Value | $757,019 |
Housing Distribution
Address Breakdown
Residential
1,319
Single Family
1,298
Multi-Family
21
Businesses
146
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1980
10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05055, Norwich, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,648 (100%) |
| Owner Occupied HU | 1,185 (71.9%) |
| Renter Occupied HU | 302 (18.3%) |
| Vacant Housing Units | 161 ( 9.8%) |
| Median Home Value | $637,829 |
| Average Home Value | $757,019 |
Housing Distribution
Address Breakdown
Residential
1,319
Single Family
1,298
Multi-Family
21
Businesses
146
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices