185 Temple RoadWiltonME04294
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 185 Temple Road, Wilton, ME, 04294 in Wilton is straightforward: $365,000 in, $2,772/mo in rent, $468/mo out after debt service. The 9.11% gross yield and 1.69 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $100,843 by year five. With $3,362/yr in principal equity, the total cumulative return is projected at $168,744.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 5.7% |
| Monthly Cash Flow | $468 | $300 |
City averages based on Wilton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,772 |
| Total Monthly Debt Service | $2,158 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1975
1.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04294, Wilton, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,084 (100%) |
| Owner Occupied HU | 1,365 (65.5%) |
| Renter Occupied HU | 372 (17.9%) |
| Vacant Housing Units | 347 (16.7%) |
| Median Home Value | $242,972 |
| Average Home Value | $302,962 |
Housing Distribution
Address Breakdown
Residential
1,323
Single Family
1,279
Multi-Family
44
Businesses
111
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1975
1.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04294, Wilton, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,084 (100%) |
| Owner Occupied HU | 1,365 (65.5%) |
| Renter Occupied HU | 372 (17.9%) |
| Vacant Housing Units | 347 (16.7%) |
| Median Home Value | $242,972 |
| Average Home Value | $302,962 |
Housing Distribution
Address Breakdown
Residential
1,323
Single Family
1,279
Multi-Family
44
Businesses
111
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices