185 Main StSouth GraftonMA01560
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 185 Main St, South Grafton, MA, 01560 in South Grafton deserves attention. This $519,000 property earns $4,682/mo in rent, a 10.83% gross yield, and nets $1,411/mo after the $2,334/mo payment. DSCR 2.01 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $143,390 compounds alongside $4,780/yr in yearly equity build, for a total cumulative return of $287,870.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.8% | 6.0% |
| Monthly Cash Flow | $1,411 | $350 |
City averages based on South Grafton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,682 |
| Total Monthly Debt Service | $3,065 |
| DSCR Ratio | 1.53x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1920
0.41 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01560, South Grafton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,044 (100%) |
| Owner Occupied HU | 1,255 (61.4%) |
| Renter Occupied HU | 733 (35.9%) |
| Vacant Housing Units | 56 ( 2.7%) |
| Median Home Value | $633,726 |
| Average Home Value | $635,727 |
Housing Distribution
Address Breakdown
Residential
1,933
Single Family
1,851
Multi-Family
82
Businesses
94
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1920
0.41 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01560, South Grafton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,044 (100%) |
| Owner Occupied HU | 1,255 (61.4%) |
| Renter Occupied HU | 733 (35.9%) |
| Vacant Housing Units | 56 ( 2.7%) |
| Median Home Value | $633,726 |
| Average Home Value | $635,727 |
Housing Distribution
Address Breakdown
Residential
1,933
Single Family
1,851
Multi-Family
82
Businesses
94
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Nancy Kielinen • Lamacchia Realty, Inc.
Mls Name: MLS PIN
Mls ID: #73435263