18495 E Front StLindenCA95236
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCapital preservation and steady income define 18495 E Front St, Linden, CA, 95236 in Linden. Rental yield 6.87%. The 1.27 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $153,336 and $5,112/yr in principal reduction project total return of $194,032.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.9% | 7.0% |
| Monthly Cash Flow | $(256) | $1,200 |
City averages based on Linden market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,178 |
| Total Monthly Debt Service | $3,213 |
| DSCR Ratio | 0.99x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1895
0.53 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95236, Linden, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,754 (100%) |
| Owner Occupied HU | 1,121 (63.9%) |
| Renter Occupied HU | 549 (31.3%) |
| Vacant Housing Units | 84 ( 4.8%) |
| Median Home Value | $714,946 |
| Average Home Value | $812,982 |
Housing Distribution
Address Breakdown
Residential
1,358
Single Family
1,354
Multi-Family
4
Businesses
170
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1895
0.53 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95236, Linden, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,754 (100%) |
| Owner Occupied HU | 1,121 (63.9%) |
| Renter Occupied HU | 549 (31.3%) |
| Vacant Housing Units | 84 ( 4.8%) |
| Median Home Value | $714,946 |
| Average Home Value | $812,982 |
Housing Distribution
Address Breakdown
Residential
1,358
Single Family
1,354
Multi-Family
4
Businesses
170
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Christina O'Neal • Roundabout Real Estate
Mls Name: MetroList Services of CA
Mls ID: #225100589