1846 Thompson Town RdLa JosePA15753
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe income profile at 1846 Thompson Town Rd, La Jose, PA, 15753 in La Jose is straightforward: $139,000 in, $1,228/mo in rent, $317/mo out after debt service. The 10.6% gross yield and 1.96 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $38,403 by year five. With $1,280/yr in principal equity, the total cumulative return is projected at $73,364.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 6.2% |
| Monthly Cash Flow | $317 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,228 |
| Total Monthly Debt Service | $856 |
| DSCR Ratio | 1.44x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1930
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15753, La Jose, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 260 (100%) |
| Owner Occupied HU | 183 (70.4%) |
| Renter Occupied HU | 33 (12.7%) |
| Vacant Housing Units | 44 (16.9%) |
| Median Home Value | $113,194 |
| Average Home Value | $198,770 |
Housing Distribution
Address Breakdown
Residential
192
Single Family
192
Multi-Family
0
Businesses
8
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1930
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15753, La Jose, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 260 (100%) |
| Owner Occupied HU | 183 (70.4%) |
| Renter Occupied HU | 33 (12.7%) |
| Vacant Housing Units | 44 (16.9%) |
| Median Home Value | $113,194 |
| Average Home Value | $198,770 |
Housing Distribution
Address Breakdown
Residential
192
Single Family
192
Multi-Family
0
Businesses
8
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices