1845 OLD MOULTRIE Road UNIT 3Saint AugustineFL32084
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow1845 OLD MOULTRIE Road UNIT 3, Saint Augustine, FL, 32084 in Saint Augustine is a top-tier cash-flow asset. At $135,000 it produces $1,801/mo in rent and $615/mo in net monthly income, a 16.01% gross rental yield. The DSCR of 2.97 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $7,384. Five-year appreciation adds $37,298, driving a total cumulative return of $92,306.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 16% | 6.0% |
| Monthly Cash Flow | $615 | $200 |
City averages based on Saint Augustine market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,801 |
| Total Monthly Debt Service | $1,132 |
| DSCR Ratio | 1.59x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1984
N/A lot
$N/A/sqft
$290 monthly HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1984
N/A lot
$N/A/sqft
$290 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices