18410 Spring Hill DrSaucierMS39574
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 5.65% gross rental yield, 18410 Spring Hill Dr, Saucier, MS, 39574 in Saucier is priced for capital growth, not immediate cash flow. The $305,900 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $84,515 by year five, with $2,817/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (1.05) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $85,894.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 5.7% | 6.2% |
| Monthly Cash Flow | $(469) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,440 |
| Total Monthly Debt Service | $1,787 |
| DSCR Ratio | 0.81x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
0.27 Acres lot
$N/A/sqft
$440 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39574, Saucier, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,898 (100%) |
| Owner Occupied HU | 4,802 (81.4%) |
| Renter Occupied HU | 673 (11.4%) |
| Vacant Housing Units | 423 ( 7.2%) |
| Median Home Value | $237,612 |
| Average Home Value | $264,506 |
Housing Distribution
Address Breakdown
Residential
5,525
Single Family
5,525
Multi-Family
0
Businesses
183
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
0.27 Acres lot
$N/A/sqft
$440 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39574, Saucier, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,898 (100%) |
| Owner Occupied HU | 4,802 (81.4%) |
| Renter Occupied HU | 673 (11.4%) |
| Vacant Housing Units | 423 ( 7.2%) |
| Median Home Value | $237,612 |
| Average Home Value | $264,506 |
Housing Distribution
Address Breakdown
Residential
5,525
Single Family
5,525
Multi-Family
0
Businesses
183
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Marissa Rossick • D R Horton
Mls Name: MLS United
Mls ID: #4100160
Disclaimer: Information is deemed to be reliable but not guaranteed. Copyright 2024 MLS United, LLC.