18410 N Spanish Garden DrSun City WestAZ85375
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeMost investment properties struggle to clear the 1.25x DSCR minimum. 18410 N Spanish Garden Dr, Sun City West, AZ, 85375 in Sun City West clears it at 1.51, a meaningful distinction for the Ziffy Mortgage DSCR approval process. Rental yield 8.17%. Strong coverage makes approval clean and leaves room for vacancy without breaching underwriting thresholds. Five-year appreciation: $63,517; $2,117/yr in principal equity; total projected return: $79,237.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 5.8% |
| Monthly Cash Flow | $(143) | $850 |
City averages based on Sun City West market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,565 |
| Total Monthly Debt Service | $1,617 |
| DSCR Ratio | 0.97x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1986
272 sqft lot
$N/A/sqft
$349 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85375, Sun City West, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,863 (100%) |
| Owner Occupied HU | 15,511 (78.1%) |
| Renter Occupied HU | 1,563 ( 7.9%) |
| Vacant Housing Units | 2,789 (14.0%) |
| Median Home Value | $438,832 |
| Average Home Value | $525,203 |
Housing Distribution
Address Breakdown
Residential
19,475
Single Family
18,202
Multi-Family
1,273
Businesses
356
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1986
272 sqft lot
$N/A/sqft
$349 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85375, Sun City West, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,863 (100%) |
| Owner Occupied HU | 15,511 (78.1%) |
| Renter Occupied HU | 1,563 ( 7.9%) |
| Vacant Housing Units | 2,789 (14.0%) |
| Median Home Value | $438,832 |
| Average Home Value | $525,203 |
Housing Distribution
Address Breakdown
Residential
19,475
Single Family
18,202
Multi-Family
1,273
Businesses
356
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Heather R Johnson • HomeSmart
Mls Name: ARMLS
Mls Provider:
Mls ID: #6839027
Disclaimer: All information should be verified by the recipient and none is guaranteed as accurate by ARMLS Listing Information presented by local MLS brokerage: Zillow, Inc., Designated REALTOR- Chris Long - (480) 907-1010