184 Tower RdMoselleMS39459
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderInvestors who treat current yield as secondary to long-run equity growth will find 184 Tower Rd, Moselle, MS, 39459 in Moselle worth modelling. At $309,900 with a 7.87% gross yield, the $1,722/mo rent leaves $136/mo after the $1,394/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.24 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $85,620 by year five; $2,854/yr in principal reduction adds further equity. Total projected return: $106,191.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 6.2% |
| Monthly Cash Flow | $136 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,722 |
| Total Monthly Debt Service | $1,773 |
| DSCR Ratio | 0.97x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
28.75 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39459, Moselle, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,729 (100%) |
| Owner Occupied HU | 1,378 (79.7%) |
| Renter Occupied HU | 156 ( 9.0%) |
| Vacant Housing Units | 195 (11.3%) |
| Median Home Value | $200,586 |
| Average Home Value | $193,402 |
Housing Distribution
Address Breakdown
Residential
1,505
Single Family
1,505
Multi-Family
0
Businesses
66
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
28.75 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39459, Moselle, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,729 (100%) |
| Owner Occupied HU | 1,378 (79.7%) |
| Renter Occupied HU | 156 ( 9.0%) |
| Vacant Housing Units | 195 (11.3%) |
| Median Home Value | $200,586 |
| Average Home Value | $193,402 |
Housing Distribution
Address Breakdown
Residential
1,505
Single Family
1,505
Multi-Family
0
Businesses
66
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Charles M Dawe • Keller Williams
Mls Name: MLS United
Mls ID: #4111565
Disclaimer: Information is deemed to be reliable but not guaranteed. Copyright 2025 MLS United, LLC.