1828 Central StStoughtonMA02072
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 1828 Central St, Stoughton, MA, 02072 in Stoughton speaks for itself: 10.2% gross on a $728,000 price, generating $6,186/mo in rent and $1,598/mo in net income after the $3,274/mo debt service. DSCR 1.89, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $19,170 stacks alongside $201,133 in projected five-year appreciation and $6,705/yr in principal reduction. Projected total cumulative return: $379,204.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 7.0% |
| Monthly Cash Flow | $1,598 | $1,500 |
City averages based on Stoughton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,186 |
| Total Monthly Debt Service | $4,299 |
| DSCR Ratio | 1.44x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1914
0.73 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02072, Stoughton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,928 (100%) |
| Owner Occupied HU | 8,138 (68.2%) |
| Renter Occupied HU | 3,317 (27.8%) |
| Vacant Housing Units | 473 ( 4.0%) |
| Median Home Value | $593,257 |
| Average Home Value | $655,723 |
Housing Distribution
Address Breakdown
Residential
11,597
Single Family
8,542
Multi-Family
3,055
Businesses
1,174
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1914
0.73 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02072, Stoughton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,928 (100%) |
| Owner Occupied HU | 8,138 (68.2%) |
| Renter Occupied HU | 3,317 (27.8%) |
| Vacant Housing Units | 473 ( 4.0%) |
| Median Home Value | $593,257 |
| Average Home Value | $655,723 |
Housing Distribution
Address Breakdown
Residential
11,597
Single Family
8,542
Multi-Family
3,055
Businesses
1,174
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices