18230 Polar Bear CtRenoNV89508
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingFor first-time U.S. investors or those diversifying conservatively, 18230 Polar Bear Ct, Reno, NV, 89508 in Reno offers a clean, manageable entry. Rental yield 6.29%. DSCR 1.19 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $140,904 in additional property value over five years, with $4,697/yr in principal equity building ownership stake. Total projected cumulative return: $173,255.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.3% | 4.8% |
| Monthly Cash Flow | $(349) | $1,850 |
City averages based on Reno market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,727 |
| Total Monthly Debt Service | $2,829 |
| DSCR Ratio | 0.96x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2016
0.33 Acres lot
$N/A/sqft
$140 quarterly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2016
0.33 Acres lot
$N/A/sqft
$140 quarterly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: The Rasner Team • Reno/Tahoe Realty Group, LLC
Mls Name: NNRMLS
Mls Provider:
Mls ID: #250051411
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