1823 Ridgewood RdOrwigsburgPA17961
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 1823 Ridgewood Rd, Orwigsburg, PA, 17961 in Orwigsburg earns a 8.43% gross yield at $447,000. Rent of $3,140/mo nets $211/mo after the $2,010/mo mortgage. The 1.56 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $123,498 and $4,117/yr in equity accumulation project a total cumulative return of $183,779.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.2% |
| Monthly Cash Flow | $211 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,140 |
| Total Monthly Debt Service | $2,751 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1987
2.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17961, Orwigsburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,975 (100%) |
| Owner Occupied HU | 2,116 (71.1%) |
| Renter Occupied HU | 593 (19.9%) |
| Vacant Housing Units | 266 ( 8.9%) |
| Median Home Value | $293,003 |
| Average Home Value | $353,589 |
Housing Distribution
Address Breakdown
Residential
2,939
Single Family
2,911
Multi-Family
28
Businesses
292
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1987
2.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17961, Orwigsburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,975 (100%) |
| Owner Occupied HU | 2,116 (71.1%) |
| Renter Occupied HU | 593 (19.9%) |
| Vacant Housing Units | 266 ( 8.9%) |
| Median Home Value | $293,003 |
| Average Home Value | $353,589 |
Housing Distribution
Address Breakdown
Residential
2,939
Single Family
2,911
Multi-Family
28
Businesses
292
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Diana Gabardi • BHHS Homesale Realty - Schuylkill Haven
Mls Name: Bright MLS
Mls ID: #PASK2025444