1820-1822 Barre RdGilbertvilleMA01031



INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Gilbertville rental at 1820-1822 Barre Rd, Gilbertville, MA, 01031 sits in the solid-income band: 8.62% gross yield, $2,945/mo rent, $361/mo net after the $1,843/mo debt service, DSCR 1.60. Entry price of $409,900 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $113,248 and $3,775/yr in principal reduction bring total cumulative return to $178,904.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 5.5% |
| Monthly Cash Flow | $361 | $1,200 |
City averages based on Gilbertville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,945 |
| Total Monthly Debt Service | $2,420 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1913
0.76 Acres lot
$N/A/sqft
No HOA



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Multi Family
Built in 1913
0.76 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Jim Black Group • Real Broker MA, LLC
Mls Name: MLS PIN
Mls ID: #73404647
Disclaimer: The property listing data and information set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information are for the personal, non commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information set forth herein. The MLS listing information displayed is deemed reliable, but is not guaranteed accurate by the MLS.








