1819 Babcock Rd UNIT 108ASan AntonioTX78229
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowHigh DSCR is a competitive advantage at closing. 1819 Babcock Rd UNIT 108A, San Antonio, TX, 78229 in San Antonio achieves 1.92, rent of $1,103/mo covers the $575/mo payment 1.5x over at $127,900. Rental yield 10.35%. That makes it both an efficient operational hold and a straightforward underwrite for Ziffy Mortgage's DSCR program. No domestic credit history or income documentation required. Appreciation at 5%/yr adds $35,336 over five years, with $1,178/yr in principal reduction bringing total projected return to $40,751.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 5.8% |
| Monthly Cash Flow | $(153) | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,103 |
| Total Monthly Debt Service | $1,205 |
| DSCR Ratio | 0.92x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1972
N/A lot
$N/A/sqft
$346 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78229, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,633 (100%) |
| Owner Occupied HU | 2,488 (13.4%) |
| Renter Occupied HU | 13,559 (72.8%) |
| Vacant Housing Units | 2,586 (13.9%) |
| Median Home Value | $284,490 |
| Average Home Value | $305,672 |
Housing Distribution
Address Breakdown
Residential
17,298
Single Family
2,801
Multi-Family
14,497
Businesses
1,727
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1972
N/A lot
$N/A/sqft
$346 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78229, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,633 (100%) |
| Owner Occupied HU | 2,488 (13.4%) |
| Renter Occupied HU | 13,559 (72.8%) |
| Vacant Housing Units | 2,586 (13.9%) |
| Median Home Value | $284,490 |
| Average Home Value | $305,672 |
Housing Distribution
Address Breakdown
Residential
17,298
Single Family
2,801
Multi-Family
14,497
Businesses
1,727
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices