1818 Big Creek Dr SWBogue ChittoMS39629
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 1818 Big Creek Dr SW, Bogue Chitto, MS, 39629 in Bogue Chitto at $235,000 earns $1,465/mo in rent and nets $27/mo after the $1,057/mo payment, a 7.48% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $64,926 over five years. Ziffy Mortgage underwrites this on a 1.39 DSCR without U.S. credit history. With $2,164/yr in principal paydown, total projected return reaches $90,788.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 6.2% |
| Monthly Cash Flow | $27 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,465 |
| Total Monthly Debt Service | $1,345 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1997
8.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39629, Bogue Chitto, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,003 (100%) |
| Owner Occupied HU | 2,185 (72.8%) |
| Renter Occupied HU | 426 (14.2%) |
| Vacant Housing Units | 392 (13.1%) |
| Median Home Value | $169,302 |
| Average Home Value | $172,249 |
Housing Distribution
Address Breakdown
Residential
2,784
Single Family
2,784
Multi-Family
0
Businesses
79
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1997
8.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39629, Bogue Chitto, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,003 (100%) |
| Owner Occupied HU | 2,185 (72.8%) |
| Renter Occupied HU | 426 (14.2%) |
| Vacant Housing Units | 392 (13.1%) |
| Median Home Value | $169,302 |
| Average Home Value | $172,249 |
Housing Distribution
Address Breakdown
Residential
2,784
Single Family
2,784
Multi-Family
0
Businesses
79
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS United
Mls ID: #4142229