1816 Eastern AveSacramentoCA95864
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 1816 Eastern Ave, Sacramento, CA, 95864 in Sacramento is narrow, $200/mo net on $3,138/mo rent after the $2,136/mo debt service, but the property operates at break-even-plus, not a loss. At $475,000 with a 7.93% yield, the long-run equity case via 5% appreciation ($131,234 over five years) and $4,375/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.47 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $192,974.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 4.8% |
| Monthly Cash Flow | $200 | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,138 |
| Total Monthly Debt Service | $2,749 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1952
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95864, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,803 (100%) |
| Owner Occupied HU | 7,181 (66.5%) |
| Renter Occupied HU | 3,176 (29.4%) |
| Vacant Housing Units | 446 ( 4.1%) |
| Median Home Value | $831,564 |
| Average Home Value | $889,602 |
Housing Distribution
Address Breakdown
Residential
10,029
Single Family
9,728
Multi-Family
301
Businesses
295
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1952
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95864, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,803 (100%) |
| Owner Occupied HU | 7,181 (66.5%) |
| Renter Occupied HU | 3,176 (29.4%) |
| Vacant Housing Units | 446 ( 4.1%) |
| Median Home Value | $831,564 |
| Average Home Value | $889,602 |
Housing Distribution
Address Breakdown
Residential
10,029
Single Family
9,728
Multi-Family
301
Businesses
295
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bay East AOR
Mls ID: #41128746