1812 Big Ridge DrEast StroudsburgPA18302
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. 1812 Big Ridge Dr, East Stroudsburg, PA, 18302 in East Stroudsburg achieves a 1.69 ratio at $379,000: $2,888/mo rent versus $1,704/mo debt service. Rental yield 9.15%. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 9.15% yield compounds alongside 5% annual appreciation projecting $104,711 in value. Total projected cumulative return: $135,758.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 7.8% |
| Monthly Cash Flow | $(173) | $1,250 |
City averages based on East Stroudsburg market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,888 |
| Total Monthly Debt Service | $2,910 |
| DSCR Ratio | 0.99x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2011
1,742 sqft lot
$N/A/sqft
$5,280 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2011
1,742 sqft lot
$N/A/sqft
$5,280 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Brendan G Galligan • Keller Williams Real Estate - Stroudsburg 803 Main
Mls Name: PMAR
Mls ID: #PM-139775