181 W 8th StPontotocMS38863
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Pontotoc at 181 W 8th St, Pontotoc, MS, 38863 offers a 9.63% rental yield on a $165,000 purchase with $1,324/mo rent. Total monthly income registers $1,324/mo, and a $808/mo payment leaves $314/mo available for distribution. Annual cash flow reaches $3,766/yr on $54,698 to close, and return on cash invested stands at 26.79% in year one. Equity gained on principal adds $1,065/yr while 5% annual appreciation supports $45,586 over five years. Portfolio math shows five-year ROI at 139.66% and total cumulative return in cash at $76,391. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,324/mo property income against a $808/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in N/A
0.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38863, Pontotoc, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,655 (100%) |
| Owner Occupied HU | 6,242 (64.7%) |
| Renter Occupied HU | 2,126 (22.0%) |
| Vacant Housing Units | 1,287 (13.3%) |
| Median Home Value | $170,000 |
| Average Home Value | $209,586 |
Housing Distribution
Address Breakdown
Residential
9,055
Single Family
8,985
Multi-Family
70
Businesses
685
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Listed by: Brandie Brown Thomas • SOUTHERN HILLS REALTY&APPRAISAL, INC.
Mls Name: NMMLS
Mls ID: #25-629