181 Fox Ln #181YorkPA17406
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeMost investment properties struggle to clear the 1.25x DSCR minimum. 181 Fox Ln #181, York, PA, 17406 in York clears it at 1.68, a meaningful distinction for the Ziffy Mortgage DSCR approval process. Rental yield 9.07%. Strong coverage makes approval clean and leaves room for vacancy without breaching underwriting thresholds. Five-year appreciation: $49,703; $1,657/yr in principal equity; total projected return: $80,182.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 6.8% |
| Monthly Cash Flow | $(269) | $850 |
City averages based on York market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,360 |
| Total Monthly Debt Service | $1,107 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1974
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17406, York, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,043 (100%) |
| Owner Occupied HU | 7,582 (75.5%) |
| Renter Occupied HU | 2,039 (20.3%) |
| Vacant Housing Units | 422 ( 4.2%) |
| Median Home Value | $284,456 |
| Average Home Value | $329,522 |
Housing Distribution
Address Breakdown
Residential
10,076
Single Family
10,072
Multi-Family
4
Businesses
513
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1974
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17406, York, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,043 (100%) |
| Owner Occupied HU | 7,582 (75.5%) |
| Renter Occupied HU | 2,039 (20.3%) |
| Vacant Housing Units | 422 ( 4.2%) |
| Median Home Value | $284,456 |
| Average Home Value | $329,522 |
Housing Distribution
Address Breakdown
Residential
10,076
Single Family
10,072
Multi-Family
4
Businesses
513
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls ID: #PAYK2099134