1806 McKee St UNIT A9San DiegoCA92110
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 1806 McKee St UNIT A9, San Diego, CA, 92110 in San Diego is narrow, $159/mo net on $4,984/mo rent after the $3,507/mo debt service, but the property operates at break-even-plus, not a loss. At $779,900 with a 7.67% yield, the long-run equity case via 5% appreciation ($215,472 over five years) and $7,183/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.42 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $305,971.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 4.8% |
| Monthly Cash Flow | $159 | $1,850 |
City averages based on San Diego market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,984 |
| Total Monthly Debt Service | $4,514 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1982
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92110, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,078 (100%) |
| Owner Occupied HU | 4,394 (33.6%) |
| Renter Occupied HU | 7,352 (56.2%) |
| Vacant Housing Units | 1,332 (10.2%) |
| Median Home Value | $1,047,921 |
| Average Home Value | $1,105,554 |
Housing Distribution
Address Breakdown
Residential
12,955
Single Family
7,921
Multi-Family
5,034
Businesses
1,895
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1982
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92110, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,078 (100%) |
| Owner Occupied HU | 4,394 (33.6%) |
| Renter Occupied HU | 7,352 (56.2%) |
| Vacant Housing Units | 1,332 (10.2%) |
| Median Home Value | $1,047,921 |
| Average Home Value | $1,105,554 |
Housing Distribution
Address Breakdown
Residential
12,955
Single Family
7,921
Multi-Family
5,034
Businesses
1,895
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sylis Pacheco • eXp Realty of California, Inc.
Mls Name: CRMLS
Mls ID: #PTP2507943