1805 4th AveSouth AmanaIA52334
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 1805 4th Ave, South Amana, IA, 52334 in South Amana. Priced at $190,000, it generates $1,867/mo in gross rent and $633/mo in net monthly cash flow, a 11.79% yield that comfortably supports the 2.19 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $7,599. Five-year appreciation: $52,494. Equity from principal paydown: $1,750/yr. Total projected cumulative return: $113,043.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.8% | 10.0% |
| Monthly Cash Flow | $633 | $1,200 |
City averages based on South Amana market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,867 |
| Total Monthly Debt Service | $1,158 |
| DSCR Ratio | 1.61x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1976
0.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 52334, South Amana, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 122 (100%) |
| Owner Occupied HU | 95 (77.9%) |
| Renter Occupied HU | 15 (12.3%) |
| Vacant Housing Units | 12 ( 9.8%) |
| Median Home Value | $291,071 |
| Average Home Value | $307,921 |
Housing Distribution
Address Breakdown
Residential
108
Single Family
108
Multi-Family
0
Businesses
7
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1976
0.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 52334, South Amana, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 122 (100%) |
| Owner Occupied HU | 95 (77.9%) |
| Renter Occupied HU | 15 (12.3%) |
| Vacant Housing Units | 12 ( 9.8%) |
| Median Home Value | $291,071 |
| Average Home Value | $307,921 |
Housing Distribution
Address Breakdown
Residential
108
Single Family
108
Multi-Family
0
Businesses
7
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lisa Nolan • RE/MAX CONCEPTS
Mls Name: CRAAR, CDRMLS
Mls ID: #2504118