180 Joes LnHollisterCA95023
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 180 Joes Ln, Hollister, CA, 95023 in Hollister speaks for itself: 10.51% gross on a $609,000 price, generating $5,333/mo in rent and $1,075/mo in net income after the $2,738/mo debt service. DSCR 1.95, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $12,901 stacks alongside $168,255 in projected five-year appreciation and $5,609/yr in principal reduction. Projected total cumulative return: $302,328.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.5% | 6.0% |
| Monthly Cash Flow | $1,075 | $350 |
City averages based on Hollister market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,333 |
| Total Monthly Debt Service | $4,015 |
| DSCR Ratio | 1.33x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1982
1,241 sqft lot
$N/A/sqft
$400 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95023, Hollister, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,639 (100%) |
| Owner Occupied HU | 13,439 (68.4%) |
| Renter Occupied HU | 5,496 (28.0%) |
| Vacant Housing Units | 704 ( 3.6%) |
| Median Home Value | $784,295 |
| Average Home Value | $817,487 |
Housing Distribution
Address Breakdown
Residential
18,377
Single Family
16,487
Multi-Family
1,890
Businesses
1,119
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1982
1,241 sqft lot
$N/A/sqft
$400 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95023, Hollister, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,639 (100%) |
| Owner Occupied HU | 13,439 (68.4%) |
| Renter Occupied HU | 5,496 (28.0%) |
| Vacant Housing Units | 704 ( 3.6%) |
| Median Home Value | $784,295 |
| Average Home Value | $817,487 |
Housing Distribution
Address Breakdown
Residential
18,377
Single Family
16,487
Multi-Family
1,890
Businesses
1,119
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices