18 Union StreetSabattusME04280
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 18 Union Street, Sabattus, ME, 04280 in Sabattus. Priced at $175,000, it generates $2,290/mo in gross rent and $1,161/mo in net monthly cash flow, a 15.7% yield that comfortably supports the 2.91 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $13,931. Five-year appreciation: $48,349. Equity from principal paydown: $1,612/yr. Total projected cumulative return: $141,285.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 15.7% | 7.0% |
| Monthly Cash Flow | $1,161 | $350 |
City averages based on Sabattus market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,290 |
| Total Monthly Debt Service | $1,059 |
| DSCR Ratio | 2.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1885
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04280, Sabattus, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,029 (100%) |
| Owner Occupied HU | 2,381 (78.6%) |
| Renter Occupied HU | 418 (13.8%) |
| Vacant Housing Units | 230 ( 7.6%) |
| Median Home Value | $269,737 |
| Average Home Value | $289,087 |
Housing Distribution
Address Breakdown
Residential
2,561
Single Family
2,561
Multi-Family
0
Businesses
112
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1885
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04280, Sabattus, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,029 (100%) |
| Owner Occupied HU | 2,381 (78.6%) |
| Renter Occupied HU | 418 (13.8%) |
| Vacant Housing Units | 230 ( 7.6%) |
| Median Home Value | $269,737 |
| Average Home Value | $289,087 |
Housing Distribution
Address Breakdown
Residential
2,561
Single Family
2,561
Multi-Family
0
Businesses
112
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices