18 Roberts StEarlevilleMD21919
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 18 Roberts St, Earleville, MD, 21919 in Earleville speaks for itself: 14.09% gross on a $173,300 price, generating $2,035/mo in rent and $957/mo in net income after the $779/mo debt service. DSCR 2.61, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $11,488 stacks alongside $47,880 in projected five-year appreciation and $1,596/yr in principal reduction. Projected total cumulative return: $127,371.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.1% | 6.5% |
| Monthly Cash Flow | $957 | $300 |
City averages based on Earleville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,035 |
| Total Monthly Debt Service | $1,009 |
| DSCR Ratio | 2.02x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Home Type Unknown
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21919, Earleville, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,267 (100%) |
| Owner Occupied HU | 1,172 (51.7%) |
| Renter Occupied HU | 173 ( 7.6%) |
| Vacant Housing Units | 922 (40.7%) |
| Median Home Value | $474,000 |
| Average Home Value | $602,342 |
Housing Distribution
Address Breakdown
Residential
1,643
Single Family
1,643
Multi-Family
0
Businesses
30
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Home Type Unknown
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21919, Earleville, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,267 (100%) |
| Owner Occupied HU | 1,172 (51.7%) |
| Renter Occupied HU | 173 ( 7.6%) |
| Vacant Housing Units | 922 (40.7%) |
| Median Home Value | $474,000 |
| Average Home Value | $602,342 |
Housing Distribution
Address Breakdown
Residential
1,643
Single Family
1,643
Multi-Family
0
Businesses
30
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A