18 Hall StreetWinooskiVT05404
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 18 Hall Street, Winooski, VT, 05404 in Winooski speaks for itself: 10.64% gross on a $479,000 price, generating $4,247/mo in rent and $1,060/mo in net income after the $2,154/mo debt service. DSCR 1.97, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $12,721 stacks alongside $132,339 in projected five-year appreciation and $4,412/yr in principal reduction. Projected total cumulative return: $250,831.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 6.2% |
| Monthly Cash Flow | $1,060 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,247 |
| Total Monthly Debt Service | $2,996 |
| DSCR Ratio | 1.42x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1890
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05404, Winooski, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,308 (100%) |
| Owner Occupied HU | 1,349 (31.3%) |
| Renter Occupied HU | 2,711 (62.9%) |
| Vacant Housing Units | 248 ( 5.8%) |
| Median Home Value | $396,092 |
| Average Home Value | $418,301 |
Housing Distribution
Address Breakdown
Residential
3,722
Single Family
2,803
Multi-Family
919
Businesses
266
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1890
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05404, Winooski, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,308 (100%) |
| Owner Occupied HU | 1,349 (31.3%) |
| Renter Occupied HU | 2,711 (62.9%) |
| Vacant Housing Units | 248 ( 5.8%) |
| Median Home Value | $396,092 |
| Average Home Value | $418,301 |
Housing Distribution
Address Breakdown
Residential
3,722
Single Family
2,803
Multi-Family
919
Businesses
266
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices