4 Westside VillageGrand IsleVT05458
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 4 Westside Village, Grand Isle, VT, 05458 in Grand Isle speaks for itself: 10.08% gross on a $429,900 price, generating $3,612/mo in rent and $752/mo in net income after the $1,933/mo debt service. DSCR 1.87, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $9,023 stacks alongside $118,773 in projected five-year appreciation and $3,959/yr in principal reduction. Projected total cumulative return: $212,316.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 6.2% |
| Monthly Cash Flow | $752 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,612 |
| Total Monthly Debt Service | $2,689 |
| DSCR Ratio | 1.34x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2003
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05458, Grand Isle, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,295 (100%) |
| Owner Occupied HU | 816 (63.0%) |
| Renter Occupied HU | 140 (10.8%) |
| Vacant Housing Units | 339 (26.2%) |
| Median Home Value | $448,447 |
| Average Home Value | $512,028 |
Housing Distribution
Address Breakdown
Residential
1,003
Single Family
980
Multi-Family
23
Businesses
42
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2003
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05458, Grand Isle, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,295 (100%) |
| Owner Occupied HU | 816 (63.0%) |
| Renter Occupied HU | 140 (10.8%) |
| Vacant Housing Units | 339 (26.2%) |
| Median Home Value | $448,447 |
| Average Home Value | $512,028 |
Housing Distribution
Address Breakdown
Residential
1,003
Single Family
980
Multi-Family
23
Businesses
42
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Franz Rosenberger • Coldwell Banker Islands Realty
Mls Name: PrimeMLS
Mls ID: #5067965