18 Ferno RoadWilliamstownVT05679
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 18 Ferno Road, Williamstown, VT, 05679 in Williamstown earns a 8.74% gross yield at $499,000. Rent of $3,632/mo nets $313/mo after the $2,244/mo mortgage. The 1.62 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $137,865 and $4,596/yr in equity accumulation project a total cumulative return of $210,323.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 6.2% |
| Monthly Cash Flow | $313 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,632 |
| Total Monthly Debt Service | $3,121 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1850
3.51 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05679, Williamstown, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,500 (100%) |
| Owner Occupied HU | 1,167 (77.8%) |
| Renter Occupied HU | 237 (15.8%) |
| Vacant Housing Units | 96 ( 6.4%) |
| Median Home Value | $268,727 |
| Average Home Value | $272,541 |
Housing Distribution
Address Breakdown
Residential
1,259
Single Family
1,171
Multi-Family
88
Businesses
55
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1850
3.51 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05679, Williamstown, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,500 (100%) |
| Owner Occupied HU | 1,167 (77.8%) |
| Renter Occupied HU | 237 (15.8%) |
| Vacant Housing Units | 96 ( 6.4%) |
| Median Home Value | $268,727 |
| Average Home Value | $272,541 |
Housing Distribution
Address Breakdown
Residential
1,259
Single Family
1,171
Multi-Family
88
Businesses
55
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices