18 E Winthrop AveStrathmereNJ08248
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play18 E Winthrop Ave, Strathmere, NJ, 08248 in Strathmere is priced for appreciation, not yield. Rental yield 2.4%. At $1,925,000 with a 2.4% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $531,842 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.44) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $102,188.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 2.4% | 6.2% |
| Monthly Cash Flow | $(9,877) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,844 |
| Total Monthly Debt Service | $12,955 |
| DSCR Ratio | 0.30x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1990
4,424 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 08248, Strathmere, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 394 (100%) |
| Owner Occupied HU | 71 (18.0%) |
| Renter Occupied HU | 6 ( 1.5%) |
| Vacant Housing Units | 317 (80.5%) |
| Median Home Value | $948,529 |
| Average Home Value | $926,056 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
14
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1990
4,424 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 08248, Strathmere, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 394 (100%) |
| Owner Occupied HU | 71 (18.0%) |
| Renter Occupied HU | 6 ( 1.5%) |
| Vacant Housing Units | 317 (80.5%) |
| Median Home Value | $948,529 |
| Average Home Value | $926,056 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
14
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Brian Riordan • RIORDAN REAL ESTATE INC.
Mls Name: CMCAOR
Mls ID: #253405