1792 Pine AvePetalumaCA94954
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Petaluma rental at 1792 Pine Ave, Petaluma, CA, 94954 sits in the solid-income band: 9.86% gross yield, $6,235/mo rent, $1,540/mo net after the $3,413/mo debt service, DSCR 1.83. Entry price of $759,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $209,698 and $6,990/yr in principal reduction bring total cumulative return to $386,876.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.9% | 6.0% |
| Monthly Cash Flow | $1,540 | $1,500 |
City averages based on Petaluma market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,235 |
| Total Monthly Debt Service | $4,393 |
| DSCR Ratio | 1.42x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1965
8,250 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94954, Petaluma, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,030 (100%) |
| Owner Occupied HU | 9,664 (64.3%) |
| Renter Occupied HU | 4,649 (30.9%) |
| Vacant Housing Units | 717 ( 4.8%) |
| Median Home Value | $805,413 |
| Average Home Value | $821,285 |
Housing Distribution
Address Breakdown
Residential
14,814
Single Family
12,813
Multi-Family
2,001
Businesses
1,036
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1965
8,250 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94954, Petaluma, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,030 (100%) |
| Owner Occupied HU | 9,664 (64.3%) |
| Renter Occupied HU | 4,649 (30.9%) |
| Vacant Housing Units | 717 ( 4.8%) |
| Median Home Value | $805,413 |
| Average Home Value | $821,285 |
Housing Distribution
Address Breakdown
Residential
14,814
Single Family
12,813
Multi-Family
2,001
Businesses
1,036
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices