179 Timberline DrPierceID83546
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeReliable, bankable, and well-priced, 179 Timberline Dr, Pierce, ID, 83546 in Pierce delivers $1,523/mo in gross rent and $228/mo in net monthly income at a $225,000 entry. The 8.12% yield and 1.50 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $62,163 over five years and $2,072/yr in equity from loan paydown, total projected return is $99,588.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 5.5% |
| Monthly Cash Flow | $228 | $300 |
City averages based on Pierce market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,523 |
| Total Monthly Debt Service | $1,205 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1965
8,624 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83546, Pierce, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 352 (100%) |
| Owner Occupied HU | 198 (56.2%) |
| Renter Occupied HU | 38 (10.8%) |
| Vacant Housing Units | 116 (33.0%) |
| Median Home Value | $174,265 |
| Average Home Value | $224,533 |
Housing Distribution
Address Breakdown
Residential
120
Single Family
119
Multi-Family
1
Businesses
37
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1965
8,624 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83546, Pierce, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 352 (100%) |
| Owner Occupied HU | 198 (56.2%) |
| Renter Occupied HU | 38 (10.8%) |
| Vacant Housing Units | 116 (33.0%) |
| Median Home Value | $174,265 |
| Average Home Value | $224,533 |
Housing Distribution
Address Breakdown
Residential
120
Single Family
119
Multi-Family
1
Businesses
37
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices