179 Central AveBentonTN37307
INVESTMENT ANALYSIS
Investment Verdict
Solid Income179 Central Ave, Benton, TN, 37307 in Benton is a solid income-producing rental, 9.29% gross yield, $2,159/mo rent, $489/mo net cash flow on a $279,000 buy. DSCR 1.72 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $77,083 and $2,570/yr in principal reduction project a total cumulative return of $137,024.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 6.2% |
| Monthly Cash Flow | $489 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,159 |
| Total Monthly Debt Service | $1,559 |
| DSCR Ratio | 1.38x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1978
0.54 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37307, Benton, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,540 (100%) |
| Owner Occupied HU | 1,736 (68.3%) |
| Renter Occupied HU | 488 (19.2%) |
| Vacant Housing Units | 316 (12.4%) |
| Median Home Value | $204,054 |
| Average Home Value | $248,145 |
Housing Distribution
Address Breakdown
Residential
1,930
Single Family
1,906
Multi-Family
24
Businesses
171
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1978
0.54 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37307, Benton, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,540 (100%) |
| Owner Occupied HU | 1,736 (68.3%) |
| Renter Occupied HU | 488 (19.2%) |
| Vacant Housing Units | 316 (12.4%) |
| Median Home Value | $204,054 |
| Average Home Value | $248,145 |
Housing Distribution
Address Breakdown
Residential
1,930
Single Family
1,906
Multi-Family
24
Businesses
171
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices