17857 Lapis CourtMonumentCO80132
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThis Monument rental at 17857 Lapis Court, Monument, CO, 80132 sits in the solid-income band: 7.52% gross yield, $3,949/mo rent, $248/mo net after the $2,832/mo debt service, DSCR 1.39. Entry price of $629,900 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $174,030 and $5,801/yr in principal reduction bring total cumulative return to $255,815.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 7.0% |
| Monthly Cash Flow | $248 | $300 |
City averages based on Monument market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,949 |
| Total Monthly Debt Service | $3,420 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2016
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80132, Monument, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,266 (100%) |
| Owner Occupied HU | 9,414 (83.6%) |
| Renter Occupied HU | 1,389 (12.3%) |
| Vacant Housing Units | 463 ( 4.1%) |
| Median Home Value | $708,480 |
| Average Home Value | $773,078 |
Housing Distribution
Address Breakdown
Residential
10,828
Single Family
10,460
Multi-Family
368
Businesses
755
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2016
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80132, Monument, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,266 (100%) |
| Owner Occupied HU | 9,414 (83.6%) |
| Renter Occupied HU | 1,389 (12.3%) |
| Vacant Housing Units | 463 ( 4.1%) |
| Median Home Value | $708,480 |
| Average Home Value | $773,078 |
Housing Distribution
Address Breakdown
Residential
10,828
Single Family
10,460
Multi-Family
368
Businesses
755
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices