17838 Shotley Bridge PlOlneyMD20832
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8.03% yield at 17838 Shotley Bridge Pl, Olney, MD, 20832 in Olney is solid, but the $2,473/mo payment compresses net cash flow to $94/mo at $549,900. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $151,927 by year five, and $5,065/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.49) without U.S. income documentation. Total projected return: $225,321.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 5.5% |
| Monthly Cash Flow | $94 | $400 |
City averages based on Olney market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,680 |
| Total Monthly Debt Service | $3,201 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1990
1,700 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20832, Olney, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,896 (100%) |
| Owner Occupied HU | 7,692 (86.5%) |
| Renter Occupied HU | 1,013 (11.4%) |
| Vacant Housing Units | 191 ( 2.1%) |
| Median Home Value | $676,740 |
| Average Home Value | $740,246 |
Housing Distribution
Address Breakdown
Residential
9,036
Single Family
8,583
Multi-Family
453
Businesses
404
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1990
1,700 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20832, Olney, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,896 (100%) |
| Owner Occupied HU | 7,692 (86.5%) |
| Renter Occupied HU | 1,013 (11.4%) |
| Vacant Housing Units | 191 ( 2.1%) |
| Median Home Value | $676,740 |
| Average Home Value | $740,246 |
Housing Distribution
Address Breakdown
Residential
9,036
Single Family
8,583
Multi-Family
453
Businesses
404
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices