178 Stoddard RoadWaterburyCT06708
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow178 Stoddard Road, Waterbury, CT, 06708 in Waterbury is a solid income-producing rental, 10.05% gross yield, $2,741/mo rent, $319/mo net cash flow on a $390,000 buy. DSCR 1.56 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $107,750 and $3,592/yr in principal reduction project a total cumulative return of $138,902.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 7.1% |
| Monthly Cash Flow | $319 | $450 |
City averages based on Waterbury market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,741 |
| Total Monthly Debt Service | $2,759 |
| DSCR Ratio | 0.99x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1978
0.57 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1978
0.57 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Emmannuel Pina • eXp Realty
Mls Name: Smart MLS
Mls Provider:
Mls ID: #24094697
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