178 Harmony DrJohnstownPA15909








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Johnstown at 178 Harmony Dr, Johnstown, PA, 15909 listed at $109,900 pairs $1,248/mo rent with a $538/mo payment to leave $526/mo cash flow. Total monthly income runs $1,248/mo, and annual cash flow reaches $6,314/yr on $36,432 cash to close. Return on cash invested measures 37.24% in year one, and rental yield registers 13.63% at a $109,900 basis. Equity gained on principal adds $709/yr, and annual property appreciation at 5% supports $30,363 by year five. Five-year ROI tracks 196.42% and total cumulative return in cash totals $71,560. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $1,248/mo property income relative to a $538/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Single Family
Built in N/A
0.41 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15909, Johnstown, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,662 (100%) |
| Owner Occupied HU | 1,982 (74.5%) |
| Renter Occupied HU | 388 (14.6%) |
| Vacant Housing Units | 292 (11.0%) |
| Median Home Value | $147,619 |
| Average Home Value | $172,181 |
Housing Distribution
Address Breakdown
Residential
2,219
Single Family
2,213
Multi-Family
6
Businesses
110
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Listed by: Scott Morris • CENTURY 21 ALL SERVICE, INC.
Mls Name: CSMLS
Mls Provider:
Mls ID: #96035360
Disclaimer: Copyright Cambria Somerset Association of REALTORS. All rights reserved. Information is deemed reliable but not guaranteed.








