17781 Kelso DrDibervilleMS39540
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.96% yield at 17781 Kelso Dr, Diberville, MS, 39540 in Diberville is solid, but the $1,295/mo payment compresses net cash flow to $132/mo at $287,900. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $79,541 by year five, and $2,652/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.47) without U.S. income documentation. Total projected return: $117,615.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 6.2% |
| Monthly Cash Flow | $132 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,910 |
| Total Monthly Debt Service | $1,664 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
0.25 Acres lot
$N/A/sqft
$200 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39540, Diberville, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,095 (100%) |
| Owner Occupied HU | 3,216 (52.8%) |
| Renter Occupied HU | 2,537 (41.6%) |
| Vacant Housing Units | 342 ( 5.6%) |
| Median Home Value | $242,085 |
| Average Home Value | $266,859 |
Housing Distribution
Address Breakdown
Residential
5,669
Single Family
4,688
Multi-Family
981
Businesses
810
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
0.25 Acres lot
$N/A/sqft
$200 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39540, Diberville, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,095 (100%) |
| Owner Occupied HU | 3,216 (52.8%) |
| Renter Occupied HU | 2,537 (41.6%) |
| Vacant Housing Units | 342 ( 5.6%) |
| Median Home Value | $242,085 |
| Average Home Value | $266,859 |
Housing Distribution
Address Breakdown
Residential
5,669
Single Family
4,688
Multi-Family
981
Businesses
810
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Susan Siemiontkowski • D R Horton
Mls Name: MLS United
Mls ID: #4110051
Disclaimer: Information is deemed to be reliable but not guaranteed. Copyright 2025 MLS United, LLC.