177 TREE FARM DR LOT 133LytleTX78052
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow177 TREE FARM DR LOT 133, Lytle, TX, 78052 in Lytle earns its strong cash-flow label: 33.78% yield, $3,083/mo rent, $2,287/mo net income, DSCR 6.27. The $109,500 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $30,253 by year five. Combined with $1,009/yr in principal paydown, total projected return reaches $189,293.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 33.8% | 6.2% |
| Monthly Cash Flow | $2,287 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,083 |
| Total Monthly Debt Service | $752 |
| DSCR Ratio | 4.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
0.77 Acres lot
$N/A/sqft
$200 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78052, Lytle, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,848 (100%) |
| Owner Occupied HU | 2,135 (75.0%) |
| Renter Occupied HU | 474 (16.6%) |
| Vacant Housing Units | 239 ( 8.4%) |
| Median Home Value | $188,874 |
| Average Home Value | $216,367 |
Housing Distribution
Address Breakdown
Residential
1,766
Single Family
1,765
Multi-Family
1
Businesses
241
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
0.77 Acres lot
$N/A/sqft
$200 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78052, Lytle, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,848 (100%) |
| Owner Occupied HU | 2,135 (75.0%) |
| Renter Occupied HU | 474 (16.6%) |
| Vacant Housing Units | 239 ( 8.4%) |
| Median Home Value | $188,874 |
| Average Home Value | $216,367 |
Housing Distribution
Address Breakdown
Residential
1,766
Single Family
1,765
Multi-Family
1
Businesses
241
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices