177 Long Bridge RdMc Rae HelenaGA31037
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Mc Rae Helena rentals match the income profile of 177 Long Bridge Rd, Mc Rae Helena, GA, 31037. Listed at $120,000, gross rent is $2,168/mo and net cash flow is $1,438/mo, a 21.68% yield well above national averages. DSCR 4.01 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $33,154 by year five with $1,105/yr in annual principal reduction, projecting $137,937 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 21.7% | 6.0% |
| Monthly Cash Flow | $1,438 | $300 |
City averages based on Mc Rae Helena market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,168 |
| Total Monthly Debt Service | $683 |
| DSCR Ratio | 3.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1976
1.23 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31037, Helena, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,120 (100%) |
| Owner Occupied HU | 702 (62.7%) |
| Renter Occupied HU | 217 (19.4%) |
| Vacant Housing Units | 201 (17.9%) |
| Median Home Value | $118,452 |
| Average Home Value | $180,207 |
Housing Distribution
Address Breakdown
Residential
856
Single Family
856
Multi-Family
0
Businesses
70
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1976
1.23 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31037, Helena, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,120 (100%) |
| Owner Occupied HU | 702 (62.7%) |
| Renter Occupied HU | 217 (19.4%) |
| Vacant Housing Units | 201 (17.9%) |
| Median Home Value | $118,452 |
| Average Home Value | $180,207 |
Housing Distribution
Address Breakdown
Residential
856
Single Family
856
Multi-Family
0
Businesses
70
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices