1766 Peyton Rd, Coldwater, MS, 38618 | 6.5% Rental Yield

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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1766 Peyton Rd, Coldwater, MS, 38618 | 6.5% Rental Yield | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Coldwater at 1766 Peyton Rd, Coldwater, MS, 38618 earns from $2,436/mo rent with a $2,202/mo payment. Total monthly income totals $2,436/mo. ROI tracks 17.36% on current figures, and rental yield reads 6.5% at a $449,900 purchase. Equity gained on principal adds $2,903/yr, and 5% annual appreciation supports $124,299 over five years. Five-year ROI reaches 89.06% and total cumulative return in cash sums $132,826. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $2,436/mo property income instead of your personal income.

Single Family

Built in 1976

9.60 Acres lot

$N/A/sqft

No HOA

More details about the property

Tucked away on 9.6 quiet acres in Tate County, this beautiful property offers the kind of peace and privacy that's hard to find. A wrap-around front deck welcomes you to relax and take in the views of open land, mature trees, and a peaceful pond just beyond the yard. Inside, the heart of the home is a stunning A-frame living room with a wood-lined ceiling, a wall of windows overlooking the pond, and a striking stone fireplace that creates a cozy, lodge-like feel. The open layout flows naturally into the dining area and a large kitchen designed for both everyday living and entertaining. You'll find plenty of room for an eat-in table, a spacious center island, and a generous walk-in pantry. Nearly all on one level, the home offers three comfortable bedrooms and two and a half baths. Just four steps down from the kitchen is a flexible bonus roomperfect for a den, game room, or second living area. Thoughtful details continue throughout, including two separate laundry hookups for convenience and a durable metal roof that complements the home's timeless appeal. The property also includes a two-car garage with an attached apartment, all under one roof. The apartment features its own kitchen area, full bath, and upstairs bedroomideal for guests, extended family, or private workspace. With 3,520 square feet in the main home and 346 square feet in the apartment, the total living space comes to 3,866 square feet. Peaceful, private, and beautifully designed, this Coldwater retreat is a rare findoffering the quiet of the country and the comfort of home.

Neighborhood Data

Neighborhood data shown for ZIP Code: 38618, Coldwater, MS area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	5,095 (100%)
Owner Occupied HU	3,730 (73.2%)
Renter Occupied HU	781 (15.3%)
Vacant Housing Units	584 (11.5%)
Median Home Value	$221,245
Average Home Value	$229,432