17659 Old Sabillasville RdSmithsburgMD21780
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Smithsburg rentals match the income profile of 17659 Old Sabillasville Rd, Smithsburg, MD, 21780. Listed at $342,000, gross rent is $2,863/mo and net cash flow is $736/mo, a 10.05% yield well above national averages. DSCR 1.86 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $94,488 by year five with $3,150/yr in annual principal reduction, projecting $177,068 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 7.0% |
| Monthly Cash Flow | $736 | $350 |
City averages based on Smithsburg market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,863 |
| Total Monthly Debt Service | $1,991 |
| DSCR Ratio | 1.44x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21780, Sabillasville, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 641 (100%) |
| Owner Occupied HU | 508 (79.3%) |
| Renter Occupied HU | 72 (11.2%) |
| Vacant Housing Units | 61 ( 9.5%) |
| Median Home Value | $532,500 |
| Average Home Value | $594,360 |
Housing Distribution
Address Breakdown
Residential
652
Single Family
652
Multi-Family
0
Businesses
18
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21780, Sabillasville, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 641 (100%) |
| Owner Occupied HU | 508 (79.3%) |
| Renter Occupied HU | 72 (11.2%) |
| Vacant Housing Units | 61 ( 9.5%) |
| Median Home Value | $532,500 |
| Average Home Value | $594,360 |
Housing Distribution
Address Breakdown
Residential
652
Single Family
652
Multi-Family
0
Businesses
18
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Eva Kelly • EXP Realty, LLC
Mls Name: Bright MLS
Mls ID: #MDFR2066960