1760 Halford Ave UNIT 173Santa ClaraCA95051
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 1760 Halford Ave UNIT 173, Santa Clara, CA, 95051 in Santa Clara at $559,999 earns $3,600/mo in rent and nets $136/mo after the $2,518/mo payment, a 7.71% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $154,717 over five years. Ziffy Mortgage underwrites this on a 1.43 DSCR without U.S. credit history. With $5,158/yr in principal paydown, total projected return reaches $221,077.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 6.0% |
| Monthly Cash Flow | $136 | $1,500 |
City averages based on Santa Clara market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,600 |
| Total Monthly Debt Service | $3,241 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1970
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95051, Santa Clara, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 26,197 (100%) |
| Owner Occupied HU | 10,536 (40.2%) |
| Renter Occupied HU | 13,535 (51.7%) |
| Vacant Housing Units | 2,126 ( 8.1%) |
| Median Home Value | $1,728,680 |
| Average Home Value | $1,675,695 |
Housing Distribution
Address Breakdown
Residential
25,095
Single Family
18,363
Multi-Family
6,732
Businesses
1,219
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1970
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95051, Santa Clara, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 26,197 (100%) |
| Owner Occupied HU | 10,536 (40.2%) |
| Renter Occupied HU | 13,535 (51.7%) |
| Vacant Housing Units | 2,126 ( 8.1%) |
| Median Home Value | $1,728,680 |
| Average Home Value | $1,675,695 |
Housing Distribution
Address Breakdown
Residential
25,095
Single Family
18,363
Multi-Family
6,732
Businesses
1,219
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Angelica Robles • Berkshire Hathaway HomeServices Drysdale Prop
Mls Name: MLSListings Inc
Mls ID: #ML82018626